Fees & Charges of General Customer Service

 Description Fees / Charges*
Account Maintenance Fee:
Current Account (BDT) Tk. 300.00 (1/2 yearly)
Special Notice Deposit (SND) Account (BDT) Tk. 500.00 (1/2 yearly)
Overdraft Account (BDT) Tk. 300.00 (yearly)
Foreign Currency Account - FC, RFCD, NFCD etc.NIL
Saving Account (BDT):
Half yearly average balance up to 10,000 Nil
Half yearly average balance within 10,001 to 25,000 Tk. 100.00 (1/2 Yearly)
Half yearly average balance within 25,001 to 200,000 Tk. 200.00 (1/2 Yearly)
Half yearly average balance within 200,001 to 1,000,000 Tk. 250.00 (1/2 Yearly)
Half yearly average balance above 1,000,000 Tk. 300.00 (1/2 yearly)
Platinum Savers Account (BDT)
Half yearly average balance up to 10,000 Nil
Half yearly average balance within 10,001 to 25,000 Tk. 100.00 (1/2 Yearly)
Half yearly average balance within 25,001 to 200,000Nil
Half yearly average balance within 200,001 to 1,000,000Nil
Half yearly average balance above 1,000,000 Nil
Visa Debit Card annual charge Tk. 500, if full year average balance
Debit Card
Visa EMV Debit Card annual charge Tk. 500
Visa Magstripe Debit Card annual charge Tk. 500
Proprietorship CardTk. 300
Account Statement Charges:
Regular Statement - all types of accounts on Half yearly Statement / Balance Confirmation Nil
Duplicate Statement -within last twelve months Tk. 200
Duplicate Statement - beyond twelve months Tk. 500
Account Closing Charges :
Current and SND AccountTk. 300.00
Savings Account Tk. 300.00
Dormant Account activation No Charge
Cheque Book Charges :
20 leavesTk. 120
25 leaves Tk. 150
50 leaves Tk. 300
Uncollected cheque book destruction (Applied but not collected within 3 months by account holder) Tk. 200
Cheque Book Issue against lost Cheque Book :
20 leaf cheque bookTk. 75
25 leaves Tk. 125
50 leaves Tk. 250
Certificates / Reports related Charges:
Photocopy of Cheque/ VouchersTk. 200.00
Balance Confirmation Certificate (Jun and Dec each year) Nil
Balance Confirmation Certificate in addition to above Tk. 200.00
Certificates related to BO Account Tk. 100.00
"Certificates related to maintaining account (Solvency, Tax/VAT etc.)" Tk. 500.00
Verification / Attestation of Account Statement and other documents Tk. 100.00 each
Certificate or Letter of comfort involving credit facility Tk. 1000.00
Any other Certificate not listed here-in Tk. 300
Locker Facility Charge:
Locker Charge - Small Tk. 3,000.00 plus Insurance at actual
Locker Charge - Medium Tk. 5,000.00 plus Insurance at actual
Locker Charge - Large Tk. 7,000.00 plus Insurance at actual
Locker Security Deposit (Refundable) One year charge
Locker Key Replacement AT actual
Late payment fee Tk. 500 per year
Clearing Cheque Processing , EFT Charges and RTGS
pto Tk. 50,000 Nil
High Value Clearing Cheque Processing Tk. 60.00 per Instrument
Upto Tk. 50,000 Nil
Above Tk. 50,000 below Tk. 500,000 Tk. 10.00 per instrument
Above Tk. 500,000Tk. 25.00 per instrument
Cheques, Utility bills of any amount received against all types of Government receipts (e.g. against Chalan or for purchase of Sanchayapatra) and all cheques received against the claims of City Corporation/Pourashava Nil
Cheque Return (clearing/over the counter) & Stop Payment:
Cheque on us returned due to insufficient Balance Tk. 500.00 per instance
Cheque on us returned for other reason NIL
Clearing Cheque returned by other Bank Tk. 100.00 per instance
Stop Payment of Cheque Tk. 200
Purchase of Clean item 0.20% (minimum Tk. 100.00) plus Postal Charge at actual (minimum Tk. 50.00)
Discounting of Clean item Discount interest as per Bank's lending rate plus Tk. 500.00
Collection of Outstation Cheques, Clean Bills in Taka:
Upto Tk. 100,000 0.10% Minnimum Tk. 300 Maximum Tk. 2000
Above Tk. 100,000 to Tk. 500,000 0.10% Minnimum Tk. 300 Maximum Tk. 2000
Above Tk. 500,000 0.10% Minnimum Tk. 300 Maximum Tk. 2000
Any other EFTN Transaction Free
Outward RTGS Transaction Tk. 100 (including VAT)
Issuance of Pay Order:
Up to 1 lac Tk. 100.00
Above 1 lac Tk. 200.00
Pay order under EMS (eGP) Tk. 100.00
Pay order issued for Bank own purpose No commission
Cancellation of Pay Order Tk. 200.00
Issuance of Duplicate PO/FDR/Other Instruments Tk. 500.00
Issuance of Bangladesh Bank Cheque against customer request Tk. 250.00 per cheque
Standing Instruction (SI):
Standing Instruction for deposit into Scheme account Nil
Other standing instruction Tk. 100.00 per instruction
Cancellation of Standing Instruction Tk. 50.00 per instruction
Salary Disbursement Charge NIL
FCY Cheque/Draft/ Collection:
Draft drawn on Bangladesh Bank Tk. 750.00
Draft issued in USD drawn on Banks abroad Customer – 0.15% of the DD amount, Min Tk.150. Non Customer – 0.15% of the DD amount, Min Tk. 200
Draft issued in Currencies other than USD drawn on Banks abroad Tk. 1000
Cancellation of Foreign Currency Draft (Any Amount) Tk. 500.00 Plus Overseas Bank Charge at actual
Fcy chq drawn within Bangladesh 0.10% Min Tk. 200.00 Max Tk. 1,000.00
Fcy Drawn outside Bangladesh0.10% Min Tk. 200.00 plus Courier and other Bank's Charges at actual
Encashment of incoming Foreign Currency remittance Nil
Outward Remittance through overseas Correspondent:
Remittance in USDTk. 1000 + plus correspondent Bank Charges at actual
Remittance in Currencies other than USD Tk. 1000 + plus correspondent Bank Charges at actual
Cancellation of Foreign Currency Remittance/Draft (Any Amount)Tk. 500 + plus correspondent Bank Charges at actual
Student file:
Opening Student File Tk. 5000
Student file renewal fee Tk. 3000
Bangladesh Bank approval required for any type of outward Remittance Tk. 2000
Endorsement of Cash FC in Passport Tk. 500.00
Certificate for encashment of Inward Remittance:
Individual Account Tk. 200.00 each
Business Account Tk. 500.00 each
Other Charges
SMS Alert fee Free
CCTV image retrival Tk. 2000
Retail Loan :
Personal Loan
Loan Processing Fee 2%
Early Settlement Fee 2% on loan outstanding
Partial Settlement Fee 2% on settlement amount
Loan Re-scheduling Fee 1% on loan outstanding
Penal Charge 2%
Auto Loan
Loan Processing Fee 2%
Early Settlement Fee 2% on loan outstanding
Partial Settlement Fee 2% on settlement amount
Loan Re-scheduling Fee 1% on loan outstanding
Penal Charge 2%
Home Loan
New Loan Processing Fee 1%
Takeover Loan Processing Fee Nil
Takeover + Enhancement Loan Processing Fee Nil
Early Settlement Fee (within 5 years) 2% on loan outstanding or min 2000
Early Settlment Fee (after 5 year to 10 year) 1% on settlement amount or min TK.1000
Early Settlment Fee (after 10 year) 1% on settlement amount or min TK.1000
Partial Settlement Fee (within 5 years) 2% on loan outstanding or min TK.2000
Partial Settlment Fee (after 5 years) 1% on settlement amount or min TK.1000
Loan Re-scheduling Fee 0.25% on outstanding amount
Penal Charge 2%
Vetting Valuation and Title Search Charges At Actual
CPV Fee Tk.300
NOC Duplicate Tk.1500
Doc photocopy Tk.1500
Changes of Tenure/ EMI (Other than partial settlement) Tk.1500
Photocopy of Title Deed, Bia Deed(s) and Khatian(s) Tk.1500
Change or partial release of Security Tk.5000
Copy of Charge Documents Tk.1000
Original Title Deed withdrawal on behalf of the client for each Title Deed Tk.1500
Redemption & Revocation service fees At actual
Redemption & Revocation service fees (in case of takeover by other Banks or NBFI) At actual or Tk.8,000/- whichever is higher
Urgent Release Fee (within 03 working days) Tk.3000
Change of car quotation after approval Tk.1000/- per quotation change
Replacement of Joint/Co-Applicant (Processing Period) Tk.2000
Duplicate Loan Closure Certificate (NOC) for all Retail Loans and OD (Free for 1st time) Tk.500
Secured Loan (Secured EMI Loan)
Loan Processing Fee 1% (Minimum Tk. 1000, Maximum 20,000)
Early Settlement Fee (within 1 year) 1% on loan outstanding
Early Settlement Fee (after 1 year) 1%
Partial Settlement Fee (within 1 year) 1% on settlement amount
Partial Settlement Fee (after 1 year) 0.50% on settlement amount
Penal Charge 2%
Secured Overdraft
Loan Processing and Limit Enhancement Fee 1% (Minimum Tk. 1000, Maximum 10,000)
Excess Over Limit (EOL) Charge 2% on EOL amount
Renewal Fee Tk. 1000
Other bank security lien confirmation & encashment Tk. 1000
Limit enhanceent fee Tk. 1000
Change or partial release of Security Tk. 1000
Cash Line Limit-Enhancement Fee Tk. 1000
Corporate Loan related Fees/Charges
Loan Processing Fee 1% - 2% based on transaction complexity
Penal Charge due to Overdrawn/Past due 2% above normal rate
Forced loan Rate 2% above normal rate
Reschedule Fees: Corporate Loan2% or min TK.50,000 which ever is lower
CIB Enquiry charge Per Subject Tk. 100 and Per Link Tk. 100
Deal Structuring Fee 3% or min TK.50,000
Documentaion Deferral Charge 1% or min Tk.50,000
Time Extention Fees for renewal of facilities / loans 1% or min TK.50,000
Management Fee 1% to 6% based on comp or min Tk. 50,000
Syndication & Structured Finance-Schedule of Charges :
Syndication Loan Processing fee/Up-front fee 2% (on proposed syndication amount)
Syndication Arranger’s fee3% (on final syndication loan amount)
Syndication Participation fee0.10%-1.00% (on final syndication loan amount)
Syndication Agency fee/Management fee 0.10%-2.00% (Outstanding balance after the end of every year)
Syndication Commitment fee 0.5% on unutilized limit

 Description Fees / Charges*
GUARANTEE
Issuance of Guarantee (and ammendment with value increase and extension of validity:
Commission 0.50% Per Quarter Minimum Tk.1,000.00
Stamp Duty At actual
Amendment of Guarantee without Extension of Validity / Increase of Amount:
Commission Nil
Issuing Charges Tk. 2000.00
Stamp Duty At actual
Issuance of Guarantee at 100% Cash Margin:
Commission 0.10% per Quarter
Issuing Charge Tk. 500.00
Stamp Duty At actual
Issuance of Guarantee against Counter Guarantee:
Commission 0.10% to 0.50% Per Quarter Minimum Tk. 3000
Stamp Duty & other Charges At actual Min Tk 500.00
Advising of Guarantee/SBLC without engagement on Bank's Part:
Advising of Guarantee Tk. 2,000.00
Advising of Amendment of Guarantee Tk. 1,000.00
Advising of Guarantee by adding Bank's confirmation 0.50% per Qtr (Min. Tk. 3,000) Plus Advising Charge
Advising of Amendment of Guarantee for extension of validity / increase of amount by 0.50% per Qtr (Min. Tk. 1,500.00) plus Advising Charge
Advising of Amendment of Guarantee without extension of validity /increase of amount to Tk. 1,000.00 Plus Advising Charge

 Description Fees / Charges*
IMPORT
Issuance of Letter of Credit (L/C), Extension of Validity & Increase of Amount:
Letter of Credit - Cash/Sight:
1st Quarter 0.25% - 0.40%
Each subsequent Quarter or part thereof 0.10% - 0.40%
Minimum Tk. 1,000.00
Other Bank Charges Minimum Tk. 500, Maximum 2%
Back to Back L/C for Export oriented Garments:
1st Quarter (Maximum) 0.25% - 0.40%
Each subsequent Quarter or part thereof 0.10% - 0.40%
Minimum Tk. 1,000.00
Back to Back L/C other than Export oriented Garments & Textile Industry:
1st Quarter (Maximum) 0.25% - 0.40%
Each subsequent Quarter or part thereof 0.10% - 0.40%
Minimum Tk. 1,000.00
L/C opened against 100% Cash margin:
1st Quarter 0.10% - 0.25%
Each subsequent Quarter or part thereof 0.10% - 0.25%
Minimum Tk. 1,000.00
L/C opened under Deferred Payment:
1st Quarter 0.30% - 0.50%
Each subsequent Quarter or part thereof 0.30% - 0.50%
Minimum Tk. 1,000.00
L/C Amendment Charge (Other than Validity Extension & Amount Increase) Tk.1000
L/C Cancellation Charge Tk.1000 + Other Bank Charge at actual
Acceptance Commission against Usance Bill under Deferred Payment L/Cs including Back to Back L/Cs 0.40% per quarter
L/C Application, LCA Form, IMP Form Tk. 500.00 per set plus Stamp at actual
Other Charges:
Collection of Credit Report At Actual plus Tk.500.00
IRC Renewal Service Charge (in addition to Govt. Fee) Tk. 1,500.00
Issuance of Shipping Guarantee Tk. 1,500.00
Issuance of Back to Back LC Certificate Tk.500.00
Issuance of C&F Certificate Tk.500.00
Issuance of Certificates not covered under services mentioned above Tk.500.00
Certification of Import Documents for Customs Assessment Purpose Free
Certification of Documents relating to import Tk. 50 per page
Attestation of coples of Documents Tk. 50 per page

 Description Fees / Charges*
Export
L/C Advising Charge Tk. 750.00
L/C Amendment Advising Charge Tk. 750.00
L/C Transfer Authentication Tk. 750.00
L/C Ammendment Transfer Authentication Tk. 750.00
Cancellation of Transfer (LC or Ammendment) Tk. 1,000.00
Discrepancy Charges USD 50.0 OR Tk. 5000
Reimbursement Charge USD 75.00
Import Documents Assessment charge Tk. 500.00
Adding Confirmation to Export L/Cs 0.25% per Quarter (to be realised in eqvt. BDT if payable by beneficiary)
Export Document Negotiation/purchase:
Commission on portions of Bills where no Exchange Gain 0.15%
Commission on portions of Bills where there are Exchange Gains Nil
Export Document for collection:
Commission on portions of Bills where no Exchange Gain 0.15%
Commission on portions of Bills where there are Exchange Gains Nil
Document Forwarding and other communication Charges At actual within the Schedule of Charge
Cash Incentive/Assistance Processing Charge (per claim) 0.25% of Claim amount minimum Tk. 5,000.00 per PRC
Other Charges:
Issuance of Export Proceeds Realization Certificate (PRC) Tk. 500.00 per certificate
EXP Certification Charge Tk. 500.00 per instance
Certification of Documents relating to Export Tk. 50.00 per page
Issuance of C&F Certificate Tk. 500.00 each
Issuance of Export Performance Certificate Tk. 500.00 each
Collection of Bills (not under L/C) 0.25% minimum Tk. 500.00
Communication Charges for Trade Services:
Full Operative SWIFT LC/SBLC At actual (Tk. 3000.00 till further revision)
Amendment of LC/LG by SWIFT At actual (Tk. 1000.00 till further revision)
Other short SWIFT messages At actual (Tk. 1000.00 till further revision)
Courier Charge (outside country) At actual (Tk. 2500.00 till further revision)
Courier Charge (only to India) At actual (Tk. 750.00 till further revision)
Courier Charge (inside country) At actual (Tk. 50.00 till further revision)
Any other Communication Charges At actual (Tk. 75.00 till further revision)
Postage (inside country) At actual (Tk. 50.00 till further revision)

MGBL Credit Card Schedule of Charges
MGBL Credit Cards Platinum Card Gold Card Silver Card
Interest Rate
Interest Rate (Yearly) 20% 20% 20%
Card & PIN Charges
Annual Fee (Primary Card) BDT 4,000.00 BDT 2,000.00 BDT 1,200.00
Annual Fee (Supplementary Card) - 1st 2 Cards Free Free Free
Annual Fee (Supplementary Card) - 3rd & Onwards BDT 2,000.00 BDT 1,000.00 BDT 600.00
Credit Card Replacement Fee BDT 700.00 BDT 500.00 BDT 400.00
PIN Replacement Fee(through IVR/Internet Banking) Free Free Free
PIN Replacement Fee with Card Mailer BDT 500.00 BDT 300.00 BDT 300.00
ATM Charges
Cash Advance - Any ATM (whichever is higher) 1.5% or BDT 100.00 1.5% or BDT 100.00 1.5% or BDT 100.00
Cash Advance Fee - Overseas ATM (whichever is higher) 2% or USD 5.00 2% or USD 5.00 2% or USD 5.00
ATM CC TV Footage Own ATM) BDT 1,500.00 BDT 1,500.00 BDT 1,500.00
Statement Charges
Monthly E-Statement Fee Free Free Free
Duplicate E-Statement Fee (per month) BDT 100.00/month BDT 100.00/month BDT 100.00/month
Card Cheque Charges
Card Cheque Processing Fee (whichever is Higher) 1.50% or 250.00 1.50% or 250.00 1.50% or 250.00
Card Cheque Book Fee 1st Cheque Book Free & onwards BDT 150.00 1st Cheque Book Free & onwards BDT 150.00 1st Cheque Book Free & onwards BDT 150.00
EMI Charges
EMI Processing Fee Free Free Free
Interest Rate for Card EMI Plan 9% Flat/Annum 9% Flat/Annum 9% Flat/Annum
EMI Early-Settlement Fee* 0.50% 0.50% 0.50%
Digital Finance Charges
Card Payment through Digital Mobile Wallet (MFS) Free Free Free
Add Money to Digital Mobile Wallet (MFS) Free Free Free
Fund Transfer Fee through i-Banking 1.25% or BDT 150 1.25% or BDT 150 1.25% or BDT 150
Other Charges
Late Payment Charge (LPC) BDT 600.00 (Local) & USD 12.00 (Int'l) BDT 500.00 (Local) & USD 10.00 (Int'l) BDT 300.00 (Local) & USD 5.00 (Int'l)
Over-limit Fee BDT 600.00 (Local) & USD 12.00 (Int'l) BDT 500.00 (Local) & USD 10.00 (Int'l) BDT 300.00 (Local) & USD 5.00 (Int'l)
Transactional Alert Fee / SMS Fee (Yearly) BDT 200.00 BDT 200.00 BDT 200.00
Credit Shield Premium (on outstanding) 0.35% 0.35% 0.35%
Certificate Issuance Fee BDT 500.00 BDT 500.00 BDT 500.00
Credit Verification/CIB Fee Free Free Free
Balaka Lounge Facility * Free Free N/A
Meet & Greet Service at Hazrat Shahjalal International Airport Free N/A N/A
Notice
1. 15% VAT is applicable as per regulatory policy.
2. USD 22 will be Charged for Balaka Lounge Facility, if more than 8 times visit for Platinum Card (Primary & Supplementary) and 4 times for Gold Card (Primary only)
3. Card Fee Waiver against no of POS/E-Commerce transaction. (Platinum 20 / Gold 18/ Silver 15)
4. Foreign Currency Conversion Fee/International Transaction Charge will be applied if Transaction Currency is other than USD
5. Early Settlement Fee is applicable for interest bearing EMI only
6. Foreign Currency Conversion Fee/International Transaction Charge 3%

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